Senior Coverages
DiStefano Insurance is dedicated to providing comprehensive and affordable coverage tailored for seniors. We understand the unique needs and challenges faced by seniors, and our policies reflect this understanding.
Medicare Insurance
Medicare is divided into several parts, each covering different aspects of healthcare. These include Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), Medicare Part C (Medicare Advantage Plan), and Medicare Part D (Medicare Prescription Drug Coverage).
Long Term Care Insurance (LTC)
Long Term Care Insurance helps cover the costs of long-term care, including services like nursing homes, hospice care, adult day care, and assistance with activities of daily living. These services can be expensive, and having an LTC insurance policy can dramatically reduce what you have to pay for long-term care.
Medicare Advantage Plans
Medicare Advantage Plans follow rules set by Medicare and cover the same services as Original Medicare. This includes hospital services (Part A) and medical services (Part B).
Medicare Supplement Insurance
Medicare Supplement Insurance Plans are designed to cover the “gaps” in Original Medicare coverage. These gaps include costs like copayments, coinsurance, and deductibles.
Medicare Prescription Drug Plans
Medicare Prescription Drug Plans help pay for the prescription drugs you need. It’s optional and offered to everyone with Medicare. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage.
Fast Turnaround
Bringing efficiency to everything we do to get you covered quickly.
Proactive Service
Our account managers are here to help you whenever you need it.
Carrier Selection
Our wide range of business insurance carriers ensures great pricing.
Senior Coverages
Products & Services
Medicare Insurance
Medicare is divided into several parts, each covering different aspects of healthcare. These include Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), Medicare Part C (Medicare Advantage Plan), and Medicare Part D (Medicare Prescription Drug Coverage).
Medicare Advantage Plans
Medicare Advantage Plans follow rules set by Medicare and cover the same services as Original Medicare. This includes hospital services (Part A) and medical services (Part B).
Medicare Supplement Insurance
Medicare Supplement Insurance Plans are designed to cover the “gaps” in Original Medicare coverage. These gaps include costs like copayments, coinsurance, and deductibles.
Medicare Prescription Drug Plans
Medicare Prescription Drug Plans help pay for the prescription drugs you need. It’s optional and offered to everyone with Medicare. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage.
Long Term Care Insurance (LTC)
Long Term Care Insurance helps cover the costs of long-term care, including services like nursing homes, hospice care, adult day care, and assistance with activities of daily living. These services can be expensive, and having an LTC insurance policy can dramatically reduce what you have to pay for long-term care.